We ae at this very minute building this website that will direct you to many such places that are all set up on water front property. No you do not have to own a motor Home or a travel trailer but that is a nice way to travel.  Almost all the resorts have rental homes at a very reasonable rent for a very nice vacation. stay tuned to this site and will will grant you the information as to how, where and when is the best place, best season and how to get it cheaper.